Inheritance Tax Savings Plans For Children in Ireland: A Complete 2026 Guide

January 8, 2026 Ireland, Dublin, Dublin 6

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Introduction


Planning for your children’s financial future whilst navigating Ireland’s tax landscape can feel overwhelming. With Capital Acquisitions Tax (CAT) potentially taking a significant chunk of what you hope to pass on, understandingInheritance Tax Savings Plans For Children has never been more crucial for Irish families.


AtMoney Maximising Advisors Limited, we understand that every parent wants to secure their child’s financial future without unnecessarily enriching the taxman. Whether you’re based in Dublin, Galway, or anywhere across Ireland, strategic planning can help your family make the most of available exemptions and reliefs whilst staying fully compliant with Irish tax legislation.


In this comprehensive guide, we’ll explore practical, tax-efficient strategies that Irish parents and grandparents can implement in 2026 to maximise wealth transfer to the next generation.


Understanding Capital Acquisitions Tax Ireland


Before diving into savings strategies, it’s essential to grasp how Capital Acquisitions Tax Ireland works. CAT is the tax applied to gifts and inheritances received in Ireland, and it affects thousands of families each year.


The tax applies when someone receives assets—whether through inheritance (following someone’s death) or as a gift during their lifetime—above certain tax-free thresholds. The current CAT rate stands at 33%, which means that without proper planning, a third of your hard-earned wealth could go to the Revenue Commissioners rather than your children.


Read More:- Inheritance Tax Savings Plans For Children in Ireland: A Complete 2026 Guide


Money Maximising Advisors Limited (https://mmadvisors.ie/)


Call: ‪+353 91 393 125‬


Email: office@mmadvisors.ie


Address: Unit 3, Office 6, Liosban Business Park, Tuam Rd, Galway, Ireland


Please visit our website: https://mmadvisors.ie/
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